Texas Bad Faith Insurance Lawyers: Insurance companies sometimes act unreasonably at the expense of the insured. This is called acting in “bad faith”. You may be able to file a lawsuit against your insurance company and receive damages as a result.
Insurance companies have the right to investigate the legitimacy of claims. However, insurers in Texas can’t reject legitimate claims, misrepresent policy terms, or engage in other specific “bad acts.”
What is Bad Faith Insurance?
Insurance bad faith is a legal term of art unique to the law of the United States (but with parallels elsewhere, particularly Canada) that describes a tort claim that an insured person may have against an insurance company for its bad acts. Under United States law, insurance companies owe a duty of good faith and fair dealing to the persons they insure. This duty is often referred to as the “implied covenant of good faith and fair dealing” which automatically exists by operation of law in every insurance contract.
If an insurance company violates that covenant, the insured person (or “policyholder”) may sue the company on a tort claim in addition to a standard breach of contract claim. The contract-tort distinction is significant because as a matter of public policy, punitive or exemplary damages are unavailable for contract claims, but are available for tort claims. In addition, consequential damages for breach of contract are traditionally subject to certain constraints not applicable to compensatory damages in tort actions. The result is that a plaintiff in an insurance bad faith case may be able to recover an amount larger than the original face value of the policy, if the insurance company’s conduct was particularly egregious.
f you think your insurance company is acting unreasonably, you may need to file a bad faith claim in order to receive the compensation you deserve.
In Texas, all insurance contracts have an implied covenant of good faith. This means that, even though it’s not expressly stated in your policy, your insurance company is required to treat you (the “insured”) honestly and fairly.
If your insurance company breaches this implied covenant, you can sue the company for the tort of bad faith.
At Tyler & Peery – an Texas Bad Faith Insurance Lawyers, we are proud of our successful record of helping victims of insurance bad faith practices in Texas. We fight to make sure that your carrier pays for insurance practices, such as:
1, Denying legitimate claims as part of a practice of avoiding living up to the insurance companies’ legal and ethical obligations
2, Failing to pay what a claim is worth or failing to pay up to the coverage limits
3, Failing to promptly investigate and evaluate a claim
4, Failing to make prompt, payment when liability becomes reasonably clear
Our experienced attorneys have earned a sterling reputation for thoroughness and dedication in representing accident, injury and bad faith insurance victims for more than 15 years.
Contact Tyler & Peery today to schedule a free initial consultation.
Tyler & Peery – Texas Bad Faith Insurance Lawyers
We have the proven skill, impressive experience and well-earned reputation to take on even the biggest insurance companies with confidence. We will stand by you to fight for what is right. In cases of bad faith insurance practices regarding claims against any type of policy, including:
- Automobile insurance and uninsured motorist accident coverage
- Property and casualty insurance
- Homeowners insurance
Contact our Texas Bad Faith Insurance Lawyers at San Antonio offices today to schedule a free and detailed case evaluation. In preparation for your initial consultation, please be sure to locate a current copy of your insurance policy. Let us know if you are having difficulty requesting one.
San Antonio Lawyers · Insurance Claim Denied in Bad Faith
Call 866-798-0737 or e-mail us for immediate help.